Google Talk
Google has launched Google Talk a day early. Turns out Google is running one big Jabber server. Get yourself an IM client that is Jabber compatible such as Gaim and do this:
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Open a client supporting Jabber (AdiumX, Gaim, etc.)
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Your server name is talk.google.com
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Your username is the same as your Google ID. Example: user@gmail.com
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Your password is the same as you use to login to Gmail or other Google login locations.
Update: And now the talk.google.com website is up offering a Windows Jabber client for download, as well as Jabber-compatible instructions for Mac & Linux users.